Loan Programs

A good loan program can help a prospective buyer get the best financing for the their specific needs. United Liberty Mortgage Corporation offers a wide variety of loan programs in Florida to fit almost every need as well as helping homeowner’s achieve their financial goals. You can be rest assured that United Liberty Mortgage Corporation is the best source for mortgage loans in the entire state of Florida.

United Liberty Mortgage Corporation offers a wide variety of loan programs in Florida to fit almost every need. Below is a breakdown of the loan programs we currently offer.

Loan Purposes:
Purchases and Refinances

Loan Types:
Conventional Financing, FHA, VA, Jumbo Loan Financing, Construction Loans, Hard Money Loans

Loan Terms:
40 Year Fixed, 30 Year Fixed, 20 Year Fixed, 15 Year Fixed, 10 Year Fixed, 3/1 ARM, 5/1 ARM, 7/1 ARM, 10/1 ARM (all ARM’s are amortized over 30 year terms)

Occupancy Types:
Primary Residences, Second Homes, Investment Properties

Property Types:
Single Family Residences, Condos (Low Rise; 1 – 4 floors and High Rise; 5 floors and above), Townhomes, Multi Unit Dwellings (2-4 Units)

Documentation Type:
Currently we are only offering Full Documentation loans except for our hard money programs, which allows for NO DOC loans.

Loan-to-Value:
Our maximum Loan-to-Value on our conventional loans for primary residences is currently 95%, 80% for second homes, and 75% for investment properties. The maximum Loan-To-Value on FHA loans is 97% (primary residence only). The maximum Loan-To-Value on VA loans is 100% (primary residence only). And our Hard Money programs max out at 60% Loan-to-Value.

Credit Requirements:
All of our programs have a minimum credit score requirement of a 620 middle credit score, except for on our FHA, VA, and Hard Money Loans.

*Please be advised that due to volatile market conditions, all of our loan program criteria are subject to change with or without notice.

CALL OR EMAIL US FOR A FREE NO OBLIGATION RATE QUOTE!

BY PHONE: (727) 781-4500

BY EMAIL: info@unitedlibertymortgage.net